I've got a fairly substantial collection (is it really a collection if you plan to smoke every damn one?).

I've appointed a knowledgeable local and trustworthy BOTL and friend as my cigar executor in the event something happens. He'll figure out the best way to smoke, share and liquidate my stash for fair value.

While the smokes at home represent a pretty hefty chunk of change, I also have quite a few boxes stashed in a vendor's storage lockers. He has a buyback plan where he'll refund the original purchase price so if I kick it my wife can either make a call for liquidation or work with my cigar executor to sell for current value.

Definitely recommend anyone that has a stash upwards of a couple thousand dollars to make appropriate arrangements.