I work for myself so I really never have any extra cash. I'm going to fire myself someday and hire someone to be me so I can screw off a little more before I get too damn old to want to not work. First of all, I never buy on credit and always look for the deal that you know is a damn good deal on a cigar that you'll smoke and enjoy. No sense in having cigars you don't like regardless of the price. Before you know it, you'll have a wad of nice smokes that you like. Every now and then I may buy a couple of cigars from a B&M, then kick myself in the caboose because if I would've saved the money plus a little more, I could've bought a lot more online......