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  1. #1
    Jumpin’ Railcars and Collectin' Cans Cigarer's Avatar  Cigar Bum Sponsor
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    How do you budget in your smokes?

    Just curious as my job is so up and down in hours, let's say I have a couple killer weeks where I can turn a lot of hours, then pay bills, if I have some extra coin I'll start buying cigars to stock up and store. Do you actually budget in cigars or how do you financially figure them/accessories in?

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  3. #2
    Royal Bum LazyLightning's Avatar
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    Well,
    I have to plan my purchases ahead of time (for the most part) and as a pipe smoker, I also have to juggle between the two (though I do have a modest tobacco cellar slowly growing). If I wasn't disabled it would probably be a little easier for me to impulse buy, but you have to play the hand you are dealt, so I make do.
    “Constantly choosing the lesser of two evils is still choosing evil.” - Jerry Garcia

    “If it's worth playing, it's worth playing loud!” - Mickey Hart

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  5. #3
    Hairy Cigar Fairy Tombstone's Avatar
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    My system is not a good system. When I go to the B&M. I only buy what I can carry in my hands. No shopping basket. Its slightly cheaper then when I have a basket. The way my budget works if I am tight on cash the quality of cigar goes down. If I am comfortable then I get a bit nicer. If I were ever swimming in the dough I would stay away.... otherwise I would end up back at square one. I have slowly built up a nice stock so I dont have to worry about it much. When I was newer in the game and did jot have a stock pile I would usually go shopping with about $20 at a time. Once I knew what I liked I would shop for deals. For accessories I like to get Xikar. The warranty on them makes them excellent for the long haul. The times I could not afford Xikar I have bought cheapo and been happy.

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  7. #4
    Who else would it be?
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    Dustin
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    I used to not use a system at all to keep it under control. I just kinda spent what I wanted every once in a while. It was always way less than what my wife spends on random things. I had not really bought anything this year until my promotion as I have enough cigars for the next 2 years or so.

    Now I just set aside a certain amount every paycheck and only use that for my cigar funds. Seems to be working so far. It lets me snag deals I want when I see them and I can wait on anything else as I am mostly out of room in the wineador.

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  9. #5
    Administrator jhedrick83's Avatar  Cigar Bum Sponsor
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    I work for myself and I have a similar situation in terms of income. What I do is wait until two months later, look back see how much was left over and put a little bit of that aside for cigars. For example, in a couple days I'll go back and see what came in and went out in April and split what is left over between a college fund for the kid, my wife and me. I found that a 2 month lead time helps give a cushion for emergencies. That way my wife won't get mad when cigars show up at the door at an inopportune time. It also helps me because clients don't always pay on time.
    "Hate, it has caused a lot of problems in the world, but has not solved one yet."
    ― Maya Angelou


    Go Vols!

  10. #6
    Jumpin’ Railcars and Collectin' Cans Ilroy's Avatar
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    The wife and I each take an allowance every paycheck that we can use for whatever we feel like getting and the other one can't say a thing about it. I use this money mostly for cigars and shooting supplies.

  11. #7
    Ruler Of The Galaxy Emperor Zurg's Avatar
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    I don't. I have all the cigars and pipe tobacco I'll ever need ('need' LOL, like you ever really NEED tobacco). When I didn't, I'd wait till we hauled scrap at work or when I'd sell some old truck axle or something and I'd squander some or all of that on pipe tobacco or cigars. These days I'd only come up off some cash if I saw a really cool pipe for cheap or possibly if someone here was doing a CC box split on something I really wanted (don't have many CCs). Other than that, I'm good.
    Never attribute to malice that which is adequately explained by stupidity.

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  13. #8
    Jumpin’ Railcars and Collectin' Cans Kidvegas's Avatar
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    Not really a budget, i basically just buy when i have the extra cash. Also always buy cigars on sale/discount. Can't remember the last time i paid full price for a box or 5pk.


    Sent from my iPhone using Tapatalk
    HE MADE ME DO IT

  14. #9
    Royal Bum droy1958's Avatar
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    I work for myself so I really never have any extra cash. I'm going to fire myself someday and hire someone to be me so I can screw off a little more before I get too damn old to want to not work. First of all, I never buy on credit and always look for the deal that you know is a damn good deal on a cigar that you'll smoke and enjoy. No sense in having cigars you don't like regardless of the price. Before you know it, you'll have a wad of nice smokes that you like. Every now and then I may buy a couple of cigars from a B&M, then kick myself in the caboose because if I would've saved the money plus a little more, I could've bought a lot more online......
    Like my father before me, I will work the land,
    And like my brother before me, I took a rebel stand.

  15. #10
    Royal Bum projectsunfire's Avatar  Cigar Bum Sponsor
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    I have only been buying from "overseas" lately and I mostly only buy stuff that's on sale. I have been averaging 2-4 boxes a month depending on if I am splitting or keeping everything. But this month for example there was nothing on sale that I really wanted so I did not buy anything. Next month I may buy 5 boxes now hahaha
    Once in a while you get shown the light
    In the strangest of places if you look at it right

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